You want to buy a house. Why buy a house?

Face yourself directly, here are some reasons:
1. To marry a wife, most women require having a house.
2. To live comfortably oneself.
3. Everyone around is buying.
4. Can't resist parents' demands.
5. Having speculative psychology oneself, hoping house prices will rise after buying.
6. For children’s schooling. So let’s break it down:
1. Is it true that all women hope to have a house to marry? Not necessarily. Some women may share your view, some can negotiate. What is the fundamental principle of gender relations?
It’s value. If your value is high, you can attract women. Or you have some skills that appear to be high-value. Also, screening. If you can understand and meet many women, there will always be one suitable for you.
So, if your goal is to marry a wife, the primary task is to learn gender skills, meet women, and improve yourself, not buying a house.
2. To live comfortably oneself. Does comfort require buying a house?
Not necessarily. You can rent a high-quality, expensive house. Based on the current rent-to-price ratio, your monthly mortgage for a 1 million house might be enough to rent a 2 million house.
You can also filter extensively. If it’s not suitable, change it. The loss of deposit and moving costs are less than the expenses of buying a house. Some rent furniture and appliances but are reluctant to buy, but compared to the cost of buying a house, these are small amounts.
Including moving, hiring a moving company, expenses—all are negligible compared to buying a house.
As for worries, that’s even less important. Buying a house involves renovation, which is a big hassle.
Also, is your time very valuable? Actually, most people’s time isn’t valuable, so it’s worth risking a few tens of thousands to avoid the hassle of renting.
3. Everyone around is buying. This is the essence of the fundamental principle. Doing what others do is actually the opposite of the fundamental principle. The core of the fundamental principle is to discard experiential thinking and blind conformity, and to find the optimal path based on your own needs.
4. Can't withstand parents’ demands. Still undervaluing the worth of tens of thousands of cash.
5. Speculative psychology. This is probably the true reason most people are unwilling to admit. Frankly, there is only one real reason that aligns with the fundamental principle: if you firmly believe house prices will rise, then buy! But if you say otherwise, those aren’t sufficient reasons to buy a house.
6. Children’s schooling. Actually, most people buying houses are unmarried, with no partner yet; very few are forced to buy because of schooling. Why not wait until the children need to go to school before buying? Liquidity and observation are also important parts of investment.
Smart investors wouldn’t rush to spend all their bullets when the market is overheated. Also, most children are not malleable talents; so-called school districts have an extremely low return on investment, better to save in the bank.
This also involves the fundamental principle of raising children. Raising children essentially involves two things: investment-return, and emotional experience. Unfortunately, many people’s methods of raising children lack both: poor learning methods, extremely low investment returns, and poor emotional bonds with their children.
In summary, although humans are subjective and active animals, most of what they do runs counter to their own desires. Few people think about why they do something, whether it achieves their goal, or if there’s a better way to reach that goal.