Over the past couple of years, more and more multi-chain wallets have been used, and my assets are so fragmented that I’m confused: some are on L2, some on sidechains, and I still have to allocate gas fees accordingly.

Later, I stopped obsessing over "putting everything in one wallet," and instead used a clumsy method: the main wallet only holds long-term staked assets and major holdings, while I open a separate wallet for daily interactions.
As the number of chains increases, I categorize by "purpose," not by "coin"; I also keep a simple table to note which chain it is on, what it’s used for, and how much fee reserve I have.
Thinking back, it’s pretty funny—I went through a lot of trouble just to save two transfer fees and ended up confusing myself.
Recently, there’s still debate in the group about privacy coins, coin mixing, and the boundaries of compliance.
Honestly, I don’t want to pick sides; the best I can do is avoid gray areas, keep my accounts clean, and even if I earn more slowly, I sleep well.