Recently, I saw everyone arguing quite fiercely over NFT royalties. To put it simply, when liquidity in the secondary market tightens, the first to worry are the creators and holders... I actually care more about: do you have a "backup plan" for your wallet? If the assets are small and you only use one or two chains back and forth, a hardware wallet is enough—don't find it troublesome; if it’s a larger amount that would keep you awake if transferred incorrectly, multi-signature setups are more reassuring, but you need to gather the right people and processes; I think social recovery is suitable for those who are "trustworthy people but tend to lose things," provided that the guardians you choose are not all in the same group chat.

The reason I stay calm is purely out of habit: before each rebalancing, I first run through in my mind the three scenarios of "if my phone is lost / seed phrase is lost / can't contact my friends," and if I can't figure it out, I don't move anything yet—it's okay to take it slow.