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Cross-chain this time, are you actually trusting the chain, or just trusting a bunch of people who "seem very decentralized"?
The more I look at it, the more I think that whether it's IBC or various message passing protocols, essentially it's just hiding the "trust chain" even deeper: trusting the finality of the source chain (consensus failure), trusting the light client/verification logic (don't write the code crooked), trusting the relay/transmission path (don't get stuck, don't feed fake messages), and also trusting how the target chain handles this message (permissions, rollbacks, upgrades).
Bridges are even more straightforward—validators/multisig/oracles/administrator permissions—any weak link can make assets appear out of thin air.
Recently, some places have increased taxes and tightened regulations, causing deposit and withdrawal expectations to shift, and everyone is more eager to take various "shortcuts" to cross chains... Anyway, I don't dare to take shortcuts; if I can avoid crossing, I do. If I must, I split into multiple wallets, small amounts, and go slowly—at least I can sleep peacefully.