I recently came across an interesting documentary analysis that made me think about how our financial system is structured. It discusses the history of BlackRock and its leader — a person who grew up in a simple shoemaker's family and became one of the architects of the modern global economy. Larry Fink truly started from scratch, but he was the first to realize that risk management could be automated and market movements predicted. From this, something greater than just an investment fund grew — rather, it’s a brain that decides where capital flows on the planet.

Today, three giants — BlackRock, Vanguard, and State Street — together hold shares in almost all major corporations. Apple, Amazon, Pfizer, Exxon — the same players are everywhere. This isn’t competition in the traditional sense; it’s more like three hands of one organism quietly controlling most of the global economy. Every crisis is an opportunity for them. Pandemics, energy collapses, recessions become tools for buying up assets and strengthening positions. While people lose, Larry Fink and his company gain access to aid fund management, including government funds.

The most cunning instrument is ETFs and index products. Millions of people around the world put their savings into them, often without understanding that they are funding a system that makes them dependent on it. Housing becomes inaccessible — the younger generation is forced to rent everything forever: apartments, cars, even the future. The world has already divided not into rich and poor, but into asset owners and eternal renters. This is the true feudalism of the 21st century, only hidden behind digital interfaces.

Capitalism has lost its human face. Previously, business created something valuable; now it simply extracts interest from any activity, turning life into an endless financial flow. Larry Fink is buying up the entire beach — along with the sand, ice cream vendors, coconut water, and kites. He knows that somewhere there are precious stones hidden. And the system works so smoothly that most don’t notice how exactly they fall into the trap.