Just read something interesting about Ripple's CTO David Schwartz. So back in 2018 when XRP was pumping like crazy, his colleagues were making absolute bank - Chris Larsen hit $54 billion in net worth, Brad Garlinghouse was approaching $10 billion. But Schwartz? Dude took a different route entirely. Instead of loading up on XRP like everyone else, he went for 2% equity stake in Ripple plus salary. Wild choice considering what could've been.

Forbes valued his net worth around $90 million back in 2019, and by 2021 he mentioned it was still well below $170 million. So David Schwartz's net worth strategy basically came down to diversification over FOMO. He's got Bitcoin, some altcoins, but not the massive XRP bags his co-founders have. Honestly makes sense - less volatile, more stable, even if it meant missing out on those insane gains.

The crazy part? Larsen's wealth literally jumped $6 billion in just one month during the XRP pump. That's the kind of wealth swing that happens in crypto, and Schwartz clearly chose the safer path. Interesting how different people handle the same opportunity, right?