Lately I've been itching to move assets around again, basically because I see Layer2 starting to compare TPS, fees, and subsidies, and I always feel like "should I switch to something faster and cheaper," and then I can't help but act.

Later I looked at my own review chart: every time I was most active, my emotion was always "afraid of missing out."
Now my thoughts on tools have also simplified: assets aren't that large yet, but I already feel anxious, so hardware wallets come first, at least to block half of the "slip and sign wrong" risk;
If it's shared funds for family/partners, multi-signature feels more like a rule, troublesome but more reassuring;
I think social recovery is more suitable for people with a "so-so memory and afraid of losing" but only if you truly trust those few people...
Anyway, for now I stick with hardware + small hot wallets, and treat that margin for options as tuition fees, just set the upper limit, and go with this for now.