These days, I've seen everyone comparing RWA, U.S. Treasury yields, and on-chain yield products, and it's been quite lively, but honestly, don't rush to chase "higher" yields first. Focus on passing the key hurdle first, or even the best returns might send you out the door with one wave...

My rough classification: if your assets are still small and you're mainly worried about slip-ups or signing with malware, a hardware wallet is enough—at least it blocks most of the risk of "hot wallet one-click clearance"; for assets that make your heart race at the liquidation threshold, start dividing permissions, multi-signature setups are more reliable (don't keep all keys in the same drawer—losing it all means total wipeout); social recovery is suitable for those who "can't remember or are afraid of losing seed phrases" but don't want the hassle, provided you truly trust those contacts—don't end up with social liquidation in the end... Anyway, I now prefer a slightly more complicated process rather than paying tuition again.