The second counterintuitive fact: Timing the U.S. stock market is not important; buying is what matters.

Everyone is waiting for a "better buying point."
Waiting for a pullback, waiting for the election, waiting for interest rate cuts, waiting for tariffs to be implemented.
Then, when the pullback happens, they don't dare to buy, and when prices rise, they think it's too expensive.
There is a set of data that is particularly interesting.
From 2003 to 2023, over 20 years, the total return of the S&P 500 was 720%.
But if you missed the 10 biggest trading days, your returns would have directly shrunk to