These days, I see everyone talking about testnet incentives, accumulating points, and then starting to guess "Will the mainnet issue tokens?"

I get itchy and want to transfer my money out to try it... then I suddenly think: do I really deserve to mess around like this?

When my assets were small, I thought a hardware wallet was enough, like putting cash in a drawer and locking it for peace of mind;
The downside was obvious—if I lost the seed phrase, it was basically "the person is gone."
Later, as the amount grew (not a lot, but enough to keep me awake), multi-signature felt more like "installing two locks at home, requiring two people to open the door,"
It provides a strong sense of security, but every operation is a bit slow, and impulsive players are forced to calm down a bit.

I used to find social recovery troublesome, but now I think of it as "giving spare keys to a few trusted people,"
Suitable for those who are afraid of slipping up and losing their seed phrase, or who don't have the energy to handle multi-signature processes.
But the premise is that you really have reliable people; otherwise, you're digging a hole for yourself.

Anyway, my current strategy is a bit cautious:
Use hardware wallets for small amounts, consider multi-signature for long-term holdings, and limit the spending on testnets to avoid staying up until dawn reviewing.
That's it for now.