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Korea's KB Financial Group completes the full-process PoC of the Korean Won stablecoin
Deep Tide TechFlow News, May 17 — According to Yonhap News Agency, KB Financial Group announced that it has partnered with electronic payment company KG Inicis, Kaia public blockchain, and digital asset solutions provider OpenAsset to successfully complete a proof of concept (PoC) for the full process of Korean won stablecoin from issuance, offline payments, merchant settlement, to international remittances.
This validation upgraded the internal settlement structure to a blockchain system while maintaining customers’ original financial service habits. The actual payment scenario is implemented through Hollys, a chain coffee shop, with offline self-service payment terminals: consumers do not need to install digital wallets, only scan QR codes to pay, and the blockchain smart contract is automatically executed during the settlement phase.
In the cross-border remittance validation, the Korean won stablecoin is first exchanged for US dollar stablecoin on the Kaia blockchain liquidity pool, then transferred into a local bank account through a Vietnamese partner. The entire process takes only 3 minutes to complete, with fees reduced by approximately 87% compared to traditional SWIFT methods.