Honestly, at the end of this year, I’ve been seeing more and more money-making apps popping up. Friends are starting to try them out too, and some are actually earning real money. It’s not just about traditional investing anymore; there are many other methods as well.

So I’ve compiled a list of the top 10 money-making apps that people are actually using, and you can even get free app downloads like this—check it out.

For content creators on TikTok and YouTube, they remain the real deal. If you enjoy making short videos on TikTok, earning a monthly income isn’t difficult. You only need 10,000 followers to withdraw via PayPal or bank transfer. The same goes for YouTube—if your channel has 1,000 subscribers and 4,000 hours of watch time, you can start earning from ads, Super Chat, and channel memberships.

For investors, Mitrade and IC Markets are good options. If you like trading Bitcoin, gold, stocks, or CFDs, give them a try. But be warned—they carry high risk. You should study thoroughly before starting.

For writers, Blockdit and TrueID are still going strong. If you enjoy writing reviews about movies, travel, or beauty, you can get free app downloads by writing articles. Blockdit requires 1,000 followers, and TrueID pays every Wednesday via TrueMoney.

When it comes to e-commerce, Lazada and Shopee Affiliate programs remain like easy money. Shopee offers a high commission rate of up to 28%. Just sharing links can earn you money.

Freelancers, too, like Fastwork and Daywork, still have plenty of jobs. If you write, draw, design, or manage pages, you can keep earning steadily.

But remember, the key is to choose apps that match your skills, not just what your friends are using. Check whether the app is trustworthy, whether the revenue share is fair, and most importantly, read reviews from people who are actually earning.

That said, getting free app downloads like this still requires real work—you can’t just sit around waiting for money to fall into your lap. But if you pick apps you like and generate passive income, it’s not that hard. After that, even if you don’t monitor it constantly, the platform can still share revenue with you. That’s what I like the most.