As you can see, there are still many stock and gold trading apps in the market right now, but not all apps are equally good. I’ve tried several apps myself and I can tell you, some make me nervous because their interfaces are too complicated, but there are also apps that are very easy to use.

For general CFDs, Mitrade is quite suitable for beginners because the platform is built in-house and doesn’t use MT4, which can sometimes look cluttered. However, Pepperstone and IC Markets are also good if you prefer MT4/MT5, with low spreads and fast responses. The downside is that their interfaces can be quite complex for newcomers.

But if you want to trade actual spot gold and stocks, MTS and Gold Now are not bad options. You get real gold if you accumulate enough, so you don’t have to worry about losing money. However, their withdrawal fees are a bit high. AUSIRIS is also a good choice if you want to accumulate gradually with DCA.

In my opinion, it depends on whether you want to trade quickly or save money long-term. If quick trading, CFDs are good; if long-term accumulation, spot trading is better. And before choosing, try using a demo account first—it's free.