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These days I'm again debating: should I move everything to L2 just to save that little gas fee? Honestly, for small daily transactions, I mostly operate on L2 now, and the experience is indeed smooth—click a few times without feeling bad; but when it comes to withdrawing to the mainnet, swapping key assets, or fearing bridge issues, I still obediently go back to the mainnet to pay the fees... I've been taught by gas fees a few times anyway.
Should I use L2 for the entire process?
I'm afraid; the cost of always saving money might keep me awake.
Recently, everyone has been comparing RWA, US bond yields, and on-chain yield products, and after reading, I feel even more anxious: the yields all look quite "stable," but the real costs are often transaction fees plus the complexity of the process. My compromise is: first, calculate the total cost of the entire process; if it can be done in one transaction, do it in one; if it can avoid cross-chain, avoid cross-chain; don’t create a bunch of uncertainties just to save a few bucks. That’s how I’ll start.