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According to CriptoNoticias, the Bank of Spain warned in its Spring 2026 Financial Stability Report that if stablecoins are widely adopted, they could exacerbate domestic currency substitution, increase cross-border financial flows, and amplify the cross-border transmission of shocks from U.S. monetary policy and different legal jurisdictions. The report states that the global stablecoin market capitalization has exceeded $320 billion, with USD stablecoins accounting for 98% to 99%, and Euro stablecoins making up only about 0.2%. The Bank of Spain believes that stablecoins issued across multiple jurisdictions, such as USDC and USDT, could pose risks of regulatory fragmentation and crisis management coordination.