Multi-chain wallets, to put it simply, are like splitting the same pocket into a dozen small pockets, and sometimes it takes a long time to find where to pay.

I now operate very mechanically: the main wallet only holds long-term holdings, and the funds used are put into a "liquid wallet," with other chains treated as branches, trying not to move assets back and forth;
Every time I cross chains or change addresses, I make a quick note, or else after a couple of weeks it feels like looking at a stranger’s ledger.

Recently, I heard about some regions tightening taxes and compliance, with fluctuations in deposit and withdrawal expectations, and people prefer to split assets into smaller pieces, feeling safer, but actually making it easier to mess oneself up…
Reflexivity is quite annoying: the more afraid, the more dispersed; the more dispersed, the more anxious.
I also get affected occasionally, flipping through wallet lists in the middle of the night and wanting to curse, but I tell myself to just organize it tomorrow.