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Recently, I've seen people compare on-chain revenue products to U.S. bonds and RWA (Real World Assets), saying it sounds convincing, but I immediately think of the bottom line: wallet security... No matter how stable the returns are, losing your mnemonic phrase or signing authorization carelessly can wipe everything out instantly, with no chance to "wait for a pullback."
Treat your mnemonic phrase like your house keys—don't screenshot or store it online, and it's best to write it down offline in two separate places.
Signing authorization is even more dangerous; some phishing sites make their interfaces look exactly like legitimate ones, and a single "confirm" can turn your wallet into an ATM.
Anyway, I now prefer to be someone who "would rather miss an airdrop than click recklessly," rather than "claim first and worry later."
If I want to try a new protocol, I use a small, separate wallet, set limits, and revoke permissions after use to feel more secure.