To reduce everyone's anxiety a bit, an ordinary person with 250k yuan has enough to relax for a lifetime.

Option 1: Passive income
250k RMB invested in NASDAQ high-yield ETFs with an annual return of 14%
Receive 3,000 yuan passively each month
No need to work, no boss
Option 2: Hong Kong stock IPOs
Open 10-20 Hong Kong brokerage accounts, each with 10,000-20k yuan
Apply for all popular IPOs, sell on the first day of winning
Some have an annualized return of 50%, others around 20%, earning 50,000-100,000 yuan a year
Passive income of 4,000-5,000 yuan per month
Then rent in Dali for 800, in Beihai by the sea for 600, in Chiang Mai a one-bedroom for 1,500
Eating out costs 30-50 yuan a day
Living comfortably with 2,000-3,000 yuan a month
Earning enough to be at peace, living a self-sufficient life, doesn’t require several million or tens of millions.