Just realized a lot of people don't actually know which bank is cashapp with, so I looked it up. Turns out Cash App partners with two banks behind the scenes - Sutton Bank and Lincoln Savings Bank. Both are FDIC insured, so your money's protected up to $250k, which is pretty solid.

Sutton Bank is based in Ohio and has been around for a while, doing the community bank thing. Lincoln Savings Bank is in Iowa and goes way back to like 1902. Pretty interesting that Cash App doesn't just do its own banking - it piggybacks on these partnerships to give you features like direct deposits and the Cash Card.

The whole thing works because Square basically leveraged these banking partners to offer banking services through an app. So when you're using Cash App, you're technically using their infrastructure. Makes sense why they needed actual banks behind it.

I was wondering why I needed to know what bank is cashapp with for some verification stuff, and now I get it. Anyway, if you're curious about your Cash App account details, it's one of these two banks handling it. Pretty straightforward once you know the setup.