If you have carefully looked at the design of @TermMaxFi, you will find that its boundary with traditional DeFi lending protocols is very clear.

It is not optimizing liquidity, but reconstructing the way risk is expressed.
In traditional models, users bear the risk of floating interest rates.
But in TermMaxFi, users know their cost and return ranges the moment they enter the market.
This mechanism essentially introduces the concept of term structure from finance.
Many people may think this is just a small optimization, but from a real capital perspective, this certainty means strategies can be standardized.
For example, leverage strategies can calculate costs in advance.
Arbitrage strategies can lock in a time window.
Even vault structures can be used for cross-market allocation.
TermMaxFi, through vault management and curator mechanisms, productizes these capabilities, allowing ordinary users to participate in structured yields.
You will notice a change happening.
DeFi is transitioning from the era of liquidity mining to the era of structured finance.
And TermMaxFi happens to stand at this boundary.
@wallchain @TermMaxFi