If you look at @TermMaxFi from a macro perspective, you'll see that it is actually doing something very long-term.

It’s not about acquiring liquidity, but about defining the pricing method for liquidity.
The biggest problem with traditional DeFi is that interest rates are entirely determined by market sentiment.
Extreme returns during upswings, extreme risks during downturns, with no middle ground.
And what TermMaxFi attempts to introduce is an intermediate layer that offers predictable returns, calculable risks, and manageable durations.
The significance of this design is that it enables on-chain funds to have structural properties similar to those of the bond market for the first time.
Once this structure is established, the role of DeFi will change, shifting from a high-volatility speculative market to a structured capital market.
Many people now only see fixed-rate lending.
But what’s truly important is that behind it, it represents a path toward the maturation of financial infrastructure.
And once this step is stabilized, it will have a longer-term impact than any single protocol.
@wallchain @TermMaxFi