Recently, everyone’s been watching staking unlocks and the token unlock calendar, worrying about “sell pressure” every day. I’m actually more anxious about this: if it really hits, will you move to change your positions? When things get hectic, the part most likely to go wrong is key management.

To put it plainly, when your asset size is small, a hardware wallet is enough—don’t turn yourself into a “half a security team.” But once you notice you’re starting to split funds across accounts, need to grant authorizations frequently, and also leave a fallback/contingency path for your family/partners, multi-signature becomes very realistic: sure, it’s a hassle, but at least it’s not over just because one person’s phone gets lost. I’m not opposed to social recovery either. It suits people who are “afraid of losing, afraid of forgetting, and too lazy to fuss,” but the prerequisite is that you genuinely trust those few contacts—otherwise you’re just changing the form and amplifying the risk.

My current standard is pretty unromantic: can you still transfer the money out according to the process on the most panicked day, on the most exhausting night? If you can, that’s enough—no need to put on a show.