Recently, there's been a lot of talk about Layer 2, TPS, fees, and subsidies. While it's lively, I'm actually more concerned about: where to put the money and how to manage the keys. When assets are still limited, a hardware wallet is enough; just sign with a click, and you feel secure.

Once the amount requires family or partners to co-manage, multi-signature is more like a "company seal," the process is a bit more complicated but less likely to have a single point of failure.
I think social recovery is suitable for people who don't want to deal with seed phrases and are worried about losing their phones, but choosing a recovery person is even more testing of human nature than choosing a chain...
Anyway, right now I prefer: keep large amounts cold and small amounts hot, and avoid unnecessary hassle.