Just checked the latest XRP holder data and it's pretty interesting. There are now over 7.8 million XRP addresses out there, but the distribution is wild. Most holders have tiny amounts - over 1.3 million wallets are sitting on just 20 XRP or less. Then you've got around 2.3 million wallets in the 20-500 range. But here's where it gets skewed: only 5 wallets hold over 1 billion XRP each, and another 22 wallets are in the 500 million to 1 billion bracket. The average holding across all wallets comes out to about 12,350 XRP, but that number is pretty misleading honestly. At the current price of $1.44, that average would be around $17,800 per wallet. The thing is, most XRP holders definitely don't have that much. The whale wallets are seriously pulling that average up. If you look at the actual breakdown, you can see how few addresses control the majority of XRP. It's one of those classic crypto distribution stories where the numbers look decent on paper but when you dig into the actual holder count and what they're holding, it tells a different story. The concentration at the top is real.