Nanjing Bank: Achieve net profit attributable to parent company of 21.81B yuan in 2025, an increase of 8.08% year-on-year

On April 22, Nanjing Bank released its 2025 annual report.
In 2025, the bank achieved operating income of 55.54B yuan, an increase of 5.27B yuan from last year, a year-on-year growth of 10.48%.
Among them, net interest income was 34.9B yuan, an increase of 8.28B yuan from last year, a year-on-year growth of 31.08%, accounting for 62.84% of operating income, up 9.88 percentage points year-on-year.
Net profit attributable to shareholders of the parent company was 21.81B yuan, an increase of 1.630 billion yuan from last year, a year-on-year growth of 8.08%.
Cost-to-income ratio was 26.07%, down 2.01 percentage points year-on-year.

In 2025, Nanjing Bank’s non-performing loan ratio was 0.83%;
Provision coverage ratio was 313.62%, indicating stable asset quality operation.
Return on net assets was 12.05%;
Return on total assets was 0.78%.
Net interest margin was 1.60%, and net interest spread was 1.82%.
By the end of 2025, the core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and capital adequacy ratio were 9.35%, 10.64%, and 13.15%, respectively.

At the end of 2025, Nanjing Bank’s total assets were 1.63B yuan, an increase of 4,304.20 billion yuan from the end of the previous year, a growth of 16.61%.
Total loans were 430.42B yuan, an increase of 1,679.58 billion yuan from the end of last year, a growth of 13.37%.
Total liabilities were 167.96B yuan, an increase of 4,120.72 billion yuan from the end of last year, a growth of 17.17%.
Total deposits were 412.07B yuan, an increase of 174.62B yuan from the end of last year, a growth of 11.67%.

(Nanjing Bank)

(Editor: Qian Xiaorui)

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