Hangzhou Bank: In 2025, achieve net profit attributable to company shareholders of 190.29 billion yuan, a year-on-year increase of 12.05%

On April 22, Hangzhou Bank released its 2025 annual report.
In 2025, the bank achieved operating income of 38.8B yuan, a year-on-year increase of 1.09%,
of which net interest income was 27.59B yuan, up 12.82% year-on-year,
net fee and commission income was 4.21B yuan, up 13.10% year-on-year;
net profit attributable to shareholders of the company was 19.03B yuan, an increase of 12.05% year-on-year.

As of the end of 2025, Hangzhou Bank’s total assets were 2,362.806 billion yuan, an increase of 11.86% from the end of the previous year;
total loans and advances were 1,071.876 billion yuan, an increase of 134.38B yuan from the end of the previous year,
a growth rate of 14.33%;
total liabilities were 2,199.617 billion yuan, an increase of 11.30% from the end of the previous year;
total deposits were 1,440.579 billion yuan, an increase of 168.03B yuan from the end of the previous year,
a growth rate of 13.20%.
At the end of 2025, Hangzhou Bank Wealth Management’s ongoing wealth management products exceeded 600 billion yuan,
an increase of 39% compared to the end of the previous year.

In terms of asset quality, as of the end of 2025,
Hangzhou Bank’s non-performing loan ratio was 0.76%, unchanged from the end of the previous year;
the ratio of overdue loans to non-performing loans and the ratio of overdue loans over 90 days to non-performing loans were 55.87% and 45.44%, respectively;
provision coverage ratio was 502.24%.

(Hangzhou Bank)

(Editor: Qian Xiaorui)

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