Interesting question: how much money is there in the world actually? The answer depends on what exactly you count as money because it's not just bills in your wallet.

Let's break it down by levels. At the most basic level, there is physical cash — banknotes and coins circulating. That's about 40 trillion dollars. Sounds like a lot, but it's only the tip of the iceberg.

If you add all demand deposit bank accounts—money that people can withdraw at any moment—the figure rises to 80 trillion. That's a completely different scale.

But when economists talk about how much money is in the world, they often mean a broader picture. If you include savings accounts and other liquid financial assets, the total money supply reaches 100-130 trillion dollars.

And if you look at all financial assets — stocks, bonds, derivatives, and others — it’s a whole different story. Here, we're talking about 400-500 trillion. And if you add complex financial instruments like derivatives, the nominal value could even surpass quadrillions.

These numbers are constantly changing. Central banks print new money, markets fluctuate, economic conditions shift. So, there is no precise answer to how much money is in the world — it all depends on the moment in time and the method of calculation you choose.

By the way, cryptocurrencies occupy a very modest share of this huge pie. Even if virtual assets grow to a third of all global money, it would be revolutionary. But for now, it remains a prospect, not a reality.