Investing 1,000 RMB daily in Bitcoin for 10 years, what is the outcome? #DollarCostAverageBTC

Total investment about 3.65 million yuan; under different annualized return assumptions, the approximate net value range after 10 years: from a few million to hundreds of millions, but with high volatility and risk. Below are scenario calculations (all in RMB, excluding fees/taxes/extreme zeroing risks).
1. Basic data for dollar-cost averaging

- Daily: 1,000 yuan
- One year: 1,000 × 365 = 365,000 yuan
- Total investment over 10 years: 3.65M yuan (3.65 million)

Dollar-cost averaging future value formula (equal periodic payments):
FV = P \cdot \frac{(1+r)^n-1}{r}
Here, r is the daily return rate, n is the total days, 3,650.

Below, using annualized return rates to give you an intuitive range (converted to daily compound interest):
2. Approximate amount after 10 years under different annualized return assumptions

1) Conservative: 15% annualized (institutionally conservative long-term expectation)

- Account after 10 years ≈ 7.41 million
- Net profit ≈ 3.76 million

2) Neutral: 30% annualized (close to the mid-low of BTC's compound growth over the past decade)

- Account after 10 years ≈ 15.56 million (15.56 million)
- Net profit ≈ 11.91 million

3) Optimistic: 50% annualized (long-term super bull market, institutional + sovereign continuous allocation)

- Account after 10 years ≈ 41.37 million (41.37 million)
- Net profit ≈ 37.72 million

4) Super optimistic: 100% annualized (similar to BTC's peak over the past 10 years)

- Account after 10 years reaches hundreds of millions, theoretically billions.
- But: history does not predict the future, 100% annualized indefinitely is impossible.
3. Rephrasing “BTC price after 10 years” for easier personal estimation

Assuming your average purchase cost over 10 years ≈ $35,000–$50,000 per BTC (averaged over dollar-cost averaging):

- If BTC = $100k after 10 years: - Market value ≈ 2–3 times your investment: about 7–10 million
- If = $300k: - Market value ≈ 20–30 million
- If = $1 million (extreme bullish scenario): - Market value exceeds 100k
4. The risks you must be fully aware of (very important)

1. Extremely high volatility: a 70%+ drawdown in a year is common; you may lose confidence, stop investing, or sell at a loss.
2. Regulatory risks: trading/holding/platform operations are not allowed within China; high legal and fund security risks.
3. Zeroing or near-zeroing: technical issues, policies, black swan events—non-zero probability.
4. All the above figures are based on historical data + models, not predictions, nor guarantees.
5. A straightforward summary for you

- 1,000 daily, 3.65 million over 10 years.
- In a “relatively smooth long bull” scenario, likely a few million to 10–300k RMB after 10 years.
- Super optimistic: tens of millions to over 100 million;
pessimistic/black swan: even zero or near-zero.