Recently, I heard some insights from strategist Mark Moss about Bitcoin, and I found them quite interesting. He believes that by 2050, Bitcoin could reach $45 million, and if it becomes a global accounting unit, its value might even hit $500 million. It sounds crazy, but his logic is actually very clear.

He points out that many people entering the cryptocurrency space now want to get rich quickly, which is essentially a mindset problem caused by the fiat currency system. The debt system constantly devalues your assets, and real wages can't keep up with rising costs, so people are forced to take bigger risks. But the data is harsh: 75% of lottery winners go bankrupt within five years, and many athletes and musicians who make huge sums end up bankrupt too. This illustrates one point—**you must develop the ability to hold wealth**.

Here's an underestimated point: Bitcoin is not actually a tool for quick wealth, but a slow yet steady wealth-building strategy. Over the past five years, Bitcoin has had an annualized return of 85%, and over the past three years, an average of 60%. Compared to real estate and the S&P 500’s 7-8% returns, this is already impressive. But people always fall into gambler’s mentality, wanting to triple their money in 30 days—that’s the real way to go broke quickly.

Moss emphasizes that investment portfolios need layered management. The core part should ensure capital safety. If you pursue high risk and high return, then only gamble with a small portion of your portfolio. This is common sense for professional investors—higher risk investments should involve less capital, while lower risk assets should involve more.

Regarding why Bitcoin’s price could far exceed $1 million, he analyzes from the perspective of a global value storage basket. The U.S. Congressional Budget Office predicts that the global value storage scale will reach $80 trillion by 2050. Based on Bitcoin’s current growth rate, by 2040, it will account for about 8% of this basket, with a price of $14 million; by 2050, it could account for 20%, corresponding to a price of $45 million.

A deeper driving force comes from geopolitics. The U.S. dollar has depreciated 99% over the past 110 years. The event of Russian bank accounts being frozen made countries realize the need for neutral reserve assets. BRICS nations, China’s central bank digital currency, and others are seeking to break free from the dollar system. **From the perspective of cryptocurrency, Bitcoin perfectly fits this demand**.

Another overlooked point: owning Bitcoin will change your mindset. The fiat currency system encourages consumption because money depreciates quickly. But once you hold Bitcoin, you’ll realize that buying things in the future will be cheaper. When Bitcoin rises at 50-60% annually, you’ll rethink every expenditure—should I spend this 100k yuan today, or wait five years to turn it into 1 million, or 15 years to become 15 million? This shift in thinking makes people more cautious and selective.

The truth about inflation is also crucial. The official CPI target is 2%, but what truly reflects purchasing power loss is the growth of the money supply. Over the past five years, global M2 has grown about 8% annually, and the U.S. even faster. Plus risk premiums, you’re enduring a 10-12% annual loss in purchasing power. This means any investment return must beat this threshold. Calculated this way, few assets can outperform, naturally pointing to tech stocks and Bitcoin.

The power of compound interest is severely underestimated. Even saving just 10% more of your income each year can change your life after 20 years. People look down on saving a few thousand now, but they don’t realize that under compound growth, this money can unleash enormous power. That’s why building the right wealth mindset is more important than chasing overnight riches.