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just saw morgan stanley quietly dropped a bitcoin etf with like 0.14% fees - that's actually insane for institutional products. pulled in $100M first week which is solid but not exactly earth-shattering. what's interesting is how competitive the bitcoin etf space is getting. feels like every major firm is racing to offer the lowest fee version now. the race to zero really is happening in real time. wonder if this changes anything for retail investors or if it's just institutions playing musical chairs with basis points. either way, more bitcoin etf options with tighter fees is probably good for the market overall?