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South Korea has taken a big step; the largest digital bank is now using Ripple's technology to handle international transfers. I heard the speed is incredibly fast, directly replacing the old SWIFT system. South Korea's move is quite interesting; it feels like they're testing the real-world application of blockchain technology in financial infrastructure. Previously, it was all just concepts; now major institutions are finally putting it into practice. However, this should be a significant change for South Korea's financial ecosystem, improving cross-border payment efficiency and reducing costs. Do you think this means more countries' banks will follow suit? South Korea has been quite ahead in this area.