This case verdict is spot on: it violates public order and good morals, profits and losses are at your own risk, and it will not be accepted for filing!

But the most critical facts in the case haven't been fully elaborated:
1⃣ If Chen only handed over the money to Liu for so-called foreign exchange investment, and Liu secretly exchanged it for USDT and transferred it to an overseas platform, does Chen subjectively know the full process?
2⃣ Is the platform really experiencing a collapse? Or is the funds controlled by Liu? Did Liu charge a handling fee, rebate, or commission? Did the other dozens of investors suffer the same losses?
3⃣ If the public security ultimately determines that it does not constitute fraud or illegal fundraising, just ordinary financial loss, what should the plaintiff do?
It feels like the court's current approach of "immediate non-acceptance + referral to public security" easily turns into: civil matters are ignored, and criminal matters are also neglected.
But this is also the effect that the state has repeatedly emphasized—making you afraid to even touch it! 😂