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Techub News reports, according to U.Today, the XRP Ledger Foundation announced this week that it has completed the formation of a new operational core team and revealed plans to launch a native lending protocol and smart custody features, aiming to transform XRPL into a comprehensive financial credit ecosystem.
This upgrade includes a lending protocol that supports on-chain collateralized loans and smart custody tools that provide smart contract functionality.
The foundation stated that compliance layers such as multi-purpose token standards are in place, with XRPL Commons responsible for user-facing application development, while the foundation itself focuses on the core ledger and validator coordination.