Four things that will significantly depreciate in the future, remember:

1. Old houses in non-core areas
Prices of old properties in non-core areas continue to decline, and vacancy rates for shops and office buildings soar. Industry experts predict that domestic housing prices will fall another approximately 15% in the next two years.
2. Fuel-powered cars, especially used fuel cars with more obvious depreciation
The penetration rate of new energy vehicles has exceeded 40%, and sales have surpassed fuel cars. With oil prices remaining high, the residual value of fuel cars has plummeted, and depreciation has become inevitable.
3. Bank deposit yields
The one-year fixed deposit interest rate has fallen below 1%, and financial returns continue to decline. In the past, living comfortably relied on deposit interest, but now, with meager interest income, it can no longer keep up with inflation.
4. Low-threshold repetitive mental work
Clerks, basic translators, junior programmers, and other mechanical positions have no core barriers. AI can replace them at low cost around the clock, giving ordinary people no competitive advantage.