Recently, people have been asking again, "What’s the use of modular blockchains for ordinary users?" Frankly, when you open your wallet, the buttons are still the same few, and the experience may not immediately skyrocket. But it is quietly changing two things: first, turning "which chain" into a backend choice, hiding the messy work of bridges/cross-chain as much as possible; second, making costs and failure rates more controllable, so that interactions don’t often get stuck or rolled back, reducing emotional frustration.

Now, when RWA, US bond yields, and on-chain yield products are grouped together, I also find it annoying to hear the phrase "more fragrant on-chain" in one sentence. If modularity truly has value, it should help you see clearly the sources of returns and risk pathways: where the profits come from, how liquidation works, who takes the blame if something goes wrong, rather than just changing the shell and continuing the fog.

Anyway, I still believe: if interaction paths can be clarified and risks explained in plain language, users will gradually stay.