Tell a horror story——

The U price is about to fall below 6.8, depreciating at nearly 3% over the past year.
Brothers, that means anyone with an annualized return below 3% is passively losing money while waiting, so everyone must stay alert!
In A-shares active equity funds, less than 20% can maintain a steady positive annualized return of 3% over a ten-year period;
Aren't you still unable to outperform the big A?