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The word "modularization" sounds pretty fancy, but for ordinary users, honestly, it boils down to two things: having a few more chains in the wallet, and a few more steps like "bridge/transfer" here and there, along with occasional fees/slowness that aren't that outrageous. Whether you care about consensus or data availability, in the end, what you feel is: clicking the same button, waiting time, gas fees, and the mood of "will this transaction get stuck or not."
I'm more concerned that responsibility is also being split apart. In the past, when something went wrong, you could blame a single chain. Now, with modular stacks—execution layer, settlement layer, DA, bridges, sequencers... any weak link can turn your experience into a lottery. Recently, those on-chain data tools and tagging systems have been criticized for lagging or misleading, which actually fits the trend: information is becoming more fragmented, anyone can slap a "smart money" label on an address, and half a day later, it turns into a "bagholder." Anyway, I don't vote based on vision; I just look at who makes fewer promises and can deliver, and whether they just dump all the complexity on the users.