What are the dividends of the era at this stage?

Five years ago, you sold a house to a young couple for 3 million.
You received 3 million in cash, then deposited it in a bank as a fixed-term deposit for five years to earn interest, while continuing to eat a bowl of noodles and a steamed bun every day.
The 1 million in the young couple’s six wallets was wiped out. Then both parties cashed out the future 30 years to borrow 2 million, and they tightened their belts, saved every possible expense, and worked hard to repay the debt.
In the M1 money supply, 1 million was transferred from the young couple’s six wallet accounts to your name.
In the M2 money supply, another 2 million appeared out of thin air, coming from the young couple’s loan.
With 1 million in M1 and 2 million in M2 sitting in the bank, liquidity is lost.
The young couple compresses consumption, which leads to even lower prices.
You hold the interest and continue to eat noodles and steamed buns at a lower price.