Recently, when I wanted to lend out

I always felt that floating interest rates were too torturous
Today, it looked pretty good
But after a few days, it might drop
After that, I found that TermMax’s FT tokens are especially clever
They’re like zero-coupon bonds
You can buy them at a discount
Then redeem at face value when they mature
The returns are completely determined from the moment you buy
So you don’t have to guess how the interest rate will change
And you don’t have to keep watching the market every day
For example, in some of Ondo’s tokenized stocks markets right now
Under the FT mechanism, both the lock-in period and the returns are very clear
After you complete the operation, just relax and wait for maturity
I’ve tried it a few times myself
That feeling of having things figured out really is so much more comfortable
When you lend out,
do you prefer this kind of up-front locking approach?
Or are you more used to floating interest rates?
@TermMaxFi