Lately I keep seeing the term “modular blockchain.” To be honest, for someone like me as an end user, the most direct changes are basically two things: transfers/interactions become a bit cheaper and faster, and I no longer need to worry about “which chain to use” (the wallet and app handle the stitching behind the scenes). But there are side effects too: going back and forth adds one extra step, and if you make a mistake, it can easily turn into traps like multi-signature, bridges, or fake chain addresses… Right now, I’ve only set one rule for myself: on unfamiliar chains, try with a small amount first—don’t get carried away.

Yesterday, my mom asked me: You guys talk about modularity all the time—does that mean you’ll never lose money in the future? I could only reply with half a sentence: It has nothing to do with whether you can lose money; it’s mainly that when you use it, it won’t be so laggy or so expensive…

Also, over the past couple of days, the explanations around ETF fund flows and U.S. stock risk appetite have been flying all over the place. When emotions run hot, it’s easy to want to chase. I still say the same thing: drink some water first—take your hands off the trading button for 30 seconds before you do anything.