Lately I've been organizing my wallet, and suddenly I think that "security" is like pruning a garden: don't use reinforced concrete right away during the seedling stage. For assets that are still small and operations that are frequent, I think a hardware wallet is enough, at least to move the private keys out of the phone; but when funds start to spread across several protocols and need to be managed with friends or a team, multi-signature is like giving keys to several people. The downside is it's a bit troublesome, and if the signing process is delayed, it's easy to miss the operation. As for social recovery, I actually think it's suitable for those who are worried about losing their seed phrase someday—find a few reliable people as gatekeepers, which makes you feel more secure. But the premise is that you truly trust them and your relationship is stable. The twist is, recently some places are tightening and loosening regulations on taxes and compliance, making deposit and withdrawal expectations more unpredictable. I prefer to completely separate "frequently used" funds from "long-term idle" funds: use simple solutions for hot money so it doesn't hold me back, and raise the threshold for cold money—preferably making it a bit more troublesome, but less hassle overall.