These days, the fee rates are once again becoming extreme, and there's a debate in the group about "reversing the trend or continuing to inflate the bubble."

I actually want to say: Take a break first, don’t get so excited that you also crash your key management.

When the asset size is small, a hardware wallet is enough; don’t make it too complicated, because complexity = your own error probability skyrocketing.
But once the amount becomes large enough that “losing it would affect your life,” single points of failure are very stupid, multi-signature is more like a safe, troublesome but resistant to single-point mistakes.
As for social recovery, honestly, it’s suitable if you have reliable people and are willing to treat “people” as part of the risk model;
If you’re usually too lazy to reply to group messages, don’t expect friends to not drop the ball at critical moments.

My personal approach is pretty simple: only keep the amount that can be traded in the hot wallet,
stop refreshing market data and stop clicking randomly,
really go through the backup process — it’s more useful than watching a hundred candlestick charts.
Anyway, losing money is easy to recover from, but losing private keys is truly unrecoverable.