Recently, things have heated up a bit on-chain, and the gas on the mainnet has started to feel like ticket prices—making even a couple of clicks painful. My compromise is this: for everyday small amounts and frequent operations, I’ll stick to L2 to save time and money; if I really need to do “important things” (large transfers in and out, changing addresses, contract permissions, and the like), I’d rather go back to the mainnet and pay a bit more—call it buying a more reliable sense of settlement… Either way, you have to choose what works better for experience and security.

Over the past couple of days, I’ve also seen people putting RWA, “US bond yield” and on-chain yield products side by side and comparing them. In plain terms, they’re all looking for that path that seems “more stable,” but don’t forget: the on-chain route adds another layer of pitfalls—contracts, bridges, and permissions.

What I fear most isn’t losing money—it’s getting stuck on the cross-chain route when the market goes haywire, watching the liquidation waterfall come down right in front of me but being unable to move. For now, just don’t go all-in.