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That liquidation threshold in lending really makes me nervous just to look at it... When I'm three steps away from the red line, I usually don't gamble on a rebound: I either cut some of my position or add some collateral, just to slightly improve my health factor; then I turn on auto-repayment/notifications to avoid being suddenly "educated" by a liquidation wave in the middle of the night. Honestly, don’t treat your wallet like a wishing well; when liquidation comes, it won’t feel bad for you.
Recently, before and after the upgrade/maintenance of that mainstream public chain, everyone has been guessing whether projects will migrate. I tend to be more conservative: during such times, when on-chain status gets chaotic and prices fluctuate, lending positions are the first to be hit passively. My biggest fear isn’t slowness, but chaos — slow is manageable, but chaos means instant liquidation. For now, it’s better to sleep peacefully than anything else.