Lately, I've been hearing the term "modular chain" again. To put it plainly, the most intuitive change for someone like me, a end-user, is actually pretty dull: cheaper, faster, and a bunch of pop-ups for cross-chain wallets... In the past, transferring once would make me worry about the fees, but now many Layer 2/rollup experiences are indeed smoother. However, the cost is that you have to trust an additional bridge, look at one more confirmation, and if something goes wrong, you don't know who to blame—whether it's the main chain slow, the sequencer lagging, or the bridge acting up. Plus, in the group chat these days, there's talk about stablecoin regulation, reserve audits, and even rumors of de-pegging. I find my emotions fluctuate faster than a candlestick chart. Clearly, modularity is a technological advancement, but for me, it just feels like "more chains, more mental exhaustion." So now I try to stick to just a few familiar chains, and I also hedge my positions a bit to avoid waking up in the middle of the night to see another screenshot of a "suspected de-pegging." That's all for now.