Crypto World News reports that Wall Street executives at the 2026 Miami Consensus Conference stated that tokenization will not immediately replace the banking system but is steadily reshaping its infrastructure. Digital asset leaders from Citibank, JPMorgan Chase, and DTCC pointed out in panel discussions that blockchain-based infrastructure is moving into production, with actual transaction volumes and clients shaping the deployment of technology. Citibank's tokenized deposit system processed millions of dollars a year ago and has now reached billions. JPMorgan Chase's blockchain platform Kinexys has handled over $1 trillion in transactions. Despite challenges, experts believe that blockchain's efficiency and cost savings will drive widespread adoption. Western Union launched USDPT, a dollar-backed stablecoin aimed at enabling 24/7 settlement.