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Multi-chain wallets, after using them for a while, can only be described with one word: chaos.
The most likely thing to cause your downfall isn't the price fluctuations, but the fact that you simply can't remember which chain or address still has permissions granted, or which small account is holding a pile of dust assets.
Not to mention some projects love to take advantage of your "forgetfulness" with fancy rug pulls.
By the way, looking at the recent fuss over NFT royalties, I just want to say: secondary liquidity is great, but if your wallet permissions are a mess, no one will clean up after you.
If I could keep only one habit: every time I switch to a new address or chain, the first thing I do is revoke old permissions.
Anyway, I rely on this to avoid many pitfalls.