We always overestimate the changes in one year, but underestimate the accumulation over ten years.


Truly smart people are not about not spending money, but about refusing pure "consumption" and only doing "investment."
Spend money and time on places that can appreciate in value: the brain, health, skills, systems.
Even if you do just one small thing every day, sticking with it, the compound interest effect will give you the answer.
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