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Recently, everyone has been talking about testnet incentives, earning points, and guessing whether the mainnet will issue tokens… Honestly, there's so much information that I feel a bit anxious. My filtering method is pretty simple: first ignore the airdrop expectations, ask myself "Would I lose sleep if this money was lost," then decide what protections to put in place.
When my assets were still small, I thought a hardware wallet was enough, it was low cost, just take a photo of the seed phrase. Once it reaches a size where losing it would be truly disastrous, multi-signature is more reassuring. It’s more trouble, but at least it’s not a single key that determines life or death. I’m also looking into social recovery, suitable for those who are afraid of slipping up or have poor memory, but you have to really trust those few people. Anyway, I tend to be conservative and prefer to go slower.
My current approach is: use a separate small account for testing on lively testnets, keep the main asset signing process unchanged, to avoid breaking safety habits in the heat of the moment… that’s how I do it for now.