Lately, I keep hearing people talk about modular chains. Basically, what has it changed for regular users? My personal feeling is two points: operations are more fragmented but cheaper, assets move back and forth across multiple layers, and seeing a bunch of "different versions of the same coin" in the wallet doesn’t feel very reassuring. Others think modular = smoother experience, easy cross-chain. In reality, the risks are also "split up": if a bridge has an issue, the whole network gets PTSD; oracles occasionally report outrageous prices, and everyone immediately switches to "wait for confirmation" mode, preferring to be slow rather than get liquidated. Anyway, I don’t dare get too excited about TVL now; I still have to watch active addresses and net inflows, or else the picture is too foggy.